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Duffy ordered another appraisal, however this time she removed any items in her home indicating her race. She asked one of her white friends to act as her brother as she met with the appraiser.
During the third appraisal, she noticed her home value doubled. This prompted Duffy to launch a complaint against the lenders and appraisers she did business with for alleged racial discrimination.
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Even with doing a second appraisal they valued her home even less at $110,000. Duffy took it upon herself to pay for her own separate market analysis for her home.
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“It allowed me to see that I knew I was right. But then you think about the fact that I had to remove myself from my home in order for my home to have value — that’s the part that really hurts,” said Duffy. “It felt dehumanizing, it felt demoralizing.”
Those who have been named in the complaint by Duffy has denied all allegations. They have stood by saying no discrimination took place.
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